What Works?

Retirement Planning.
An Investment Plan is NOT a Retirement Plan.

Start with the hard facts:

  • Be realistic about what your assets will return.  Given the economy and if you’re 50 + there’s no time to become a George Soros or Warren Buffet.
  • Think differently about money and lifestyles.  The income and the way you spend have to be in alignment.
  • Understand “safe haven” investments and how they work.  That includes annuities.  Make sure you take your retirement portfolio “out of play, off the table and out of the casino”.
  • Take charge of your own financial future.  Don’t rely on government to do it.  What’s here today is frequently gone tomorrow.
  • Be informed about today’s financial, tax and legal options that affect you and keep up to date.  They change every day.
  • You don’t have to earn 70% of your pre retirement income to be happy.  With some cost and income control, you will have a comfortable retirement and will sleep at night.
  • Think about long term care before you are in crisis.  (There’s a good chance you won’t need it).
  • Now plan your work and work your plan.